Banking & Finance Associate Job at BCL Private Practice, New York, NY

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  • BCL Private Practice
  • New York, NY

Job Description


Develop Beyond Transaction Execution

Most banking associates learn how financing transactions are documented.

Far fewer develop the commercial judgment, credit awareness, and institutional lender perspective that sit behind those transactions.

This opportunity offers exposure to both.

Join an established New York banking practice advising banks, financial institutions, investment funds, and borrowers on sophisticated lending matters while building a broader understanding of how credit is structured, negotiated, and managed across long-term lending relationships.

Job Purpose

An established New York law firm with an internationally recognized Banking & Finance practice is seeking an Associate to join their team.

You'll work on sophisticated domestic and international lending transactions while developing the commercial perspective that underpins banking practices. Rather than focusing on a single lending product, you'll work across multiple financing structures, industries, and credit situations.

What You'll Do

  • Advise lenders and borrowers on a broad range of financing transactions
  • Structure, negotiate, document, and close syndicated and bilateral credit facilities
  • Draft and negotiate credit agreements, reimbursement agreements, security agreements, intercreditor agreements, participation agreements, receivables purchase agreements, and related ancillary documents
  • Analyze issues arising under the UCC, including Articles 5, 8, 9, and 12
  • Analyze matters involving the Bankruptcy Code
  • Support secured and unsecured lending transactions from structuring through closing
  • Work on letter of credit transactions, receivables financings, asset-based lending facilities, construction financings, real estate lending matters, and workout-related situations
  • Coordinate transactions across lenders, borrowers, and counsel to drive efficient execution

What You'll Need

  • JD from an accredited law school
  • Admission to the New York Bar
  • 3-6 years of Banking & Finance experience
  • Strong lending experience, preferably representing lenders

About the Firm

Founded over a century ago, the firm has built one of Manhattans more established banking practices, representing banks, financial institutions, investment funds, and borrowers on domestic and international lending matters.

The practice is driven by longstanding institutional relationships and repeat lender-side work across a range of financing products. You'll work within a highly partner-led environment that emphasizes collaboration, professional development, and meaningful involvement in client relationships.

Why This Role Matters

Understand How Credit Decisions Are Made

Drafting documents is only one part of a financing transaction.

You'll work closely with institutional lenders providing exposure to how risk is evaluated, how lending decisions are made, and how credit protections are structured across different financing situations.

Over time, you develop the ability to think like a lender rather than simply document a lender's position.

Build Commercial Judgment Through Repetition

The practice is built around longstanding relationships with banks and financial institutions.

That means you'll have repeated exposure to lenders, recurring credit issues, and evolving borrower situations, creating the kind of pattern recognition and commercial judgment in a shorter timespan than you usually see in peer firms.

You become a banking lawyer who can anticipate issues, recognise trends, and navigate transactions with greater commercial confidence .

Develop Beyond Execution

Many associates spend years supporting transactions without significant exposure to the commercial thinking behind them.

Here, your exposure extends beyond documentation into negotiations, transaction strategy, lender concerns, and the practical considerations that influence how deals are structured.

That broader perspective helps bridge the gap between technical execution and trusted advisor status.

Build a Broader Lending Toolkit

Experience spans syndicated lending, bilateral facilities, letters of credit, receivables financings, asset-based lending, real estate and construction financings, and workout-related matters.

You'll gain a broader understanding of commercial lending than is often available within more specialized practices.

This breadth means you'll become a versatile banking lawyer capable of advising across a wider range of lending products, industries, and credit situations.

If you're looking for greater visibility into how lending relationships are developed, how institutional clients are managed, and how senior banking lawyers build successful practices, this is a strong opportunity to consider.

Don't worry if your résumé isn't fully updated, send what you have and we can go from there.

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